Uganda Banks 2023, Preliminary Estimated Credit Rating National Scale
| S.No | Bank Name | Assigned Preliminary Rating |
|---|---|---|
| 1 | Stanbic Bank Uganda Limited | Available with consent of bank |
| 2 | Centenary Rural Development Bank Ltd | Available with consent of bank |
| 3 | Bank of Baroda (Uganda) Ltd | Available with consent of bank |
| 4 | Absa Bank Uganda Ltd | Available with consent of bank |
| 5 | Housing Finance Bank Uganda Ltd | Available with consent of bank |
| 6 | Standard Chartered Bank Uganda Ltd | Available with consent of bank |
| 7 | Postbank (U) Limited | Available with consent of bank |
| 8 | Bank of India (Uganda) Limited | Available with consent of bank |
| 9 | Equity Bank Uganda Ltd | Available with consent of bank |
| 10 | DFCU Bank Limited | Available with consent of bank |
| 11 | Diamond Trust Bank Uganda Ltd | Available with consent of bank |
| 12 | KCB Bank Uganda Limited | Available with consent of bank |
| 13 | Bank of Africa Uganda Limited | Available with consent of bank |
| 14 | NCBA Bank Uganda Ltd | Available with consent of bank |
| 15 | Finance Trust Bank Ltd | Available with consent of bank |
| 16 | Guaranty Trust Bank (Uganda) Limited | Available with consent of bank |
| 17 | ABC Capital Bank Ltd | Available with consent of bank |
| 18 | I&M Bank (Uganda) Ltd | Available with consent of bank |
| 19 | Ecobank Uganda Limited | Available with consent of bank |
| 20 | Tropical Bank Limited | Available with consent of bank |
| 21 | Opportunity Bank Uganda Ltd | Available with consent of bank |
| 22 | United Bank for Africa Uganda Ltd | Available with consent of bank |
| 23 | Cairo Bank Uganda Ltd | Available with consent of bank |
| 24 | Exim Bank Uganda Limited | Available with consent of bank |
| 25 | Citibank Uganda Limited | Available with consent of bank |
DISCLAIMERS AND NOTES
Mentioned Credit Ratings are based on 2023 informed we have collected on the banks, all banks information are incomplete to conduct full analysis and credit rating are just based on Preliminary Estimation which will change when conducted full analysis as per our methodologies
Above Credit Ratings should not be considered to be make any financial decisions and it will definitely change after full analysis Based on Public Information sources such as; Annual Reports, Disclosures, Group Financials and Reports and Bankers Almanac.
Preliminary Estimation is based on below factors :
1. Net Interest Income
2. Net Profit/Loss
3. Total Assets
4. Tier 1 Capital
5. Total Capital
6. Risk Weighted Assets
7. Total Loan Portfolio (Assets)
8. Net NPL
9. Total Deposit (Liabilities)
10. Tier 1 Capital Ratio
11. Total/Tier 2 Capital Ratio
12. Interest Margin
13. Net NPL Ratio
14. Loan to Deposit Ratio
15. Market Share
16. Management and Governance
17. Regulations
18. Corresponding Stress
19. Peer Comparison
Note: Many of the banks didn’t have that information available on public domains.
No banks have participated in the process and it should not be considered to be 2024 credit rating for the banks in any manner We want to invite all banks to discuss about the credit rating for 2024 so it can be conducted in comprehensive manner to release revise credit rating list for Uganda Banks 2024 with full analysis
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